State credit unions · Michigan

United Bay Community Credit Union

Name: United Bay Community Credit Union Workplace Safety Data
Creator: PlainSafetyScore
License: https://creativecommons.org/publicdomain/zero/1.0/

Bay City, MI · ~64 workers · 2 years of OSHA Injury Tracking Application data.

Compiled by PlainSafetyScore · August 25, 2026

F
Failing Safety Record: 3.2
Avg TCR: 0.5
Industry avg: 0
Fatalities

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The verdict

United Bay Community Credit Union runs at 644% of its industry's injury rate - far more dangerous than the typical State credit unions workplace, earning a grade F.

United Bay Community Credit Union: 3.2 TCR = 644% of State credit unions BLS 0.5 · 2y Form 300A (see methodology below)

United Bay Community Credit Union safety composite

United Bay Community Credit Union scores strongest on dart rate (safer than 74% of same-industry peers) and weakest on total case rate (tcr) (safer than 16%), blended into one 0-100 breakdown against same-industry peers. A missing measure drops out and redistributes its weight rather than deflating the score. This is a per-dimension breakdown, distinct from the single letter grade above it (which weights TCR alone against the BLS industry benchmark).

45/100

Percentile-weighted across 3 of 3 measures

Total Case Rate (TCR): F 3.22 per 100 workers

Safer than 16% of industry peers
DART rate: C 0 per 100 workers

Safer than 74% of industry peers
Fatalities: D 0

Safer than 51% of industry peers

Benchmarked live against every credibly-rated employer in the same NAICS industry code in the current OSHA extract (a segment must have at least 8 rated peers to benchmark). Not a legal or compliance determination; PlainSafetyScore's own weighting (TCR 40%, DART 35%, fatalities 25%).

United Bay Community Credit Union held a steady TCR band

United Bay Community Credit Union's TCR held near 0.1 from 3.3 in 2018 to 3.1 in 2019. Peak filing year was 2018 at 3.3 TCR. In 2019, DART was 0× this establishment's average TCR (severity share of cases).

2018=3.3 · 2019=3.1

OSHA ITA Form 300A scorecard

Establishment book 522130 · Bay City, MI ABOVE-IND · SMALL

Grade F · TCR 3.2 · 644% of ind

DART 0.0 DART
RANK #4/5
PHOTO Windsor
BOOK 2y book
INJ 4 inj
SIZE ~64 FTE

Nearest TCR peer: Windsor (0.3 TCR gap)

Read with this employer → · Industry book → · Michigan employers → · Look up another →

Mooresville

3.8
Windsor

3.6
This site

3.2
Credit Union o

2.6
Foothills Cred

2.4

What this shows United Bay Community Credit Union averages 3.2 TCR (644% of the State credit unions BLS benchmark).

United Bay Community Credit Union TCR series: 2018=3.3 · 2019=3.1 · BLS 0.5

Where United Bay Community Credit Union falls in its industry

51 State credit unions establishments

Safer than 16% of graded establishments in this industry, whose median TCR is 1.3.

Grade F

More dangerous than peersSafer than peers

Narrower to Michigan alone (the establishments it most directly competes with for workers and contracts): ranked #4 safest of 5 State credit unions employers in Michigan.

United Bay Community Credit Union (64 employees, TCR 3.2) among 23 same-industry peers, split at the industry median of 133 employees and a TCR of 1.3

United Bay Community Credit Union has fewer employees than the State credit unions median and a higher injury rate than the industry's median TCR of 1.3. Workforce size and injury rate do not always move together within the same industry -- some of its smaller peers run higher rates than its larger ones, and vice versa.

Year-by-Year Safety Data

Year	TCR	DART	Injuries	Illnesses	Fatalities
2019	3.1	0.0	2	0	0
2018	3.3	1.6	2	0	0

OSHA ITA peer cross-reference

Establishment peer ledger

522130 · MI · Bay City

51 State credit unions employers nationwide with a credible TCR · 16,393 rated employers in Michigan with headcount on file · 138 employers in Bay City, MI · 4 cross-state NAT-TCR peers · 4 cross-state NAT-SIZE peers. Closest matches by relationship code are listed below.

Rel	Establishment	Place	Metric
NAICS-TCR	Windsor	WINDSOR, CO	3.6 TCR
NAICS-TCR	Mooresville	MOORESVILLE, NC	3.8 TCR
NAICS-TCR	Credit Union of Southern California	ANAHEIM, CA	2.6 TCR
NAICS-TCR	Foothills Credit Union	GREENWOOD VILLAGE, CO	2.4 TCR
STATE-SIZE	Lapeer Service Center	LAPEER	64 FTE
STATE-SIZE	Gas Construction Royal Oak	MADISON HEIGHTS	64 FTE
STATE-SIZE	First Contracting, Inc.	OVID	64 FTE
STATE-SIZE	Premiere Property Services, LLC	GRAND RAPIDS	64 FTE
CITY-NEAR	McLaren Bay Region	Bay City	1,858 FTE
CITY-NEAR	Bay Medical Center INC	Bay City	1,655 FTE
CITY-NEAR	Bay City Factory	Bay City	522 FTE
CITY-NEAR	Bay City Components	Bay City	421 FTE
NAT-TCR	Drake University	Des Moines, IA	3.2 TCR
NAT-TCR	Carlisle & Finch	Cincinnati, OH	3.2 TCR
NAT-TCR	Station 4-12	Sacramento, CA	3.2 TCR
NAT-TCR	Brookdale Carrollwood	Tampa, FL	3.2 TCR
NAT-SIZE	AW Flow Products, LLC	Odessa, TX	64 FTE
NAT-SIZE	Humboldt Healthcare	Humboldt, TN	64 FTE
NAT-SIZE	FW Russell and Sons Disposal, Inc.	Somerville, MA	64 FTE
NAT-SIZE	T.G. Lee - Orlando - Bumby - DTI	Orlando, FL	64 FTE

Rel codes: NAICS-TCR · STATE-SIZE · CITY-NEAR · NAT-TCR/NAT-SIZE cross-state. Read with this employer →

Data Source: OSHA Injury Tracking Application (ITA), mandatory establishment-level injury/illness reports. Grades compare employer Total Case Rate (TCR) to BLS IIF industry benchmarks. Data covers years reported by this establishment: 2019, 2018. This is publicly available government data - not a legal determination of workplace conditions.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from official public datasets. See our methodology for details.