Credit unions · Puerto Rico

Cooperativa Ahorro Y Credito Aguada

Aguada, PR · ~59 workers · 3 years of OSHA Injury Tracking Application data.

F
Failing Safety Record
11.1
Avg TCR
0.5
Industry avg
0
Fatalities

The verdict

Cooperativa Ahorro Y Credito Aguada runs at 2222% of its industry's injury rate - far more dangerous than the typical Credit unions workplace, earning a grade F.

F
Failing Safety Record
11.1
avg TCR · per 100 workers
0.5
industry benchmark (BLS)
8
recordable injuries tracked

Grade compares Cooperativa Ahorro Y Credito Aguada's OSHA Total Case Rate of 11.1 to the Credit unions BLS benchmark of 0.5 (2222% of benchmark) across 3 years of Form 300A filings (2016–2024). <a href="/methodology">See methodology</a> for reporting-limitation caveats.

Injury rate over time

Cooperativa Ahorro Y Credito Aguada's yearly Total Case Rate, against the 0.5 industry benchmark.

-50510152025 201820192020 4.30.5 Industry benchmarkCooperativa Ahorro Y Credito Aguada TCR
Total Case Rate (recordable injuries per 100 full-time workers), OSHA ITA Form 300A. Industry benchmark: BLS IIF, NAICS 522130.

Where Cooperativa Ahorro Y Credito Aguada falls in its industry

75 Credit unions establishments

Safer than 0% of graded establishments in this industry, whose median TCR is 0.7.

More dangerous than peersSafer than peers

Trend analysis for Cooperativa Ahorro Y Credito Aguada

Between 2018 and 2020, Cooperativa Ahorro Y Credito Aguada's Total Case Rate improved from 8.4 to 4.3 recordable injuries per 100 full-time workers, a 49% decrease across 2 years of OSHA reporting.

The safest year on record was 2020, at a TCR of 4.3, while 2019 saw the highest rate, at 20.7, a spread of 16.4 points between the best and worst reporting years. That's a wide swing relative to the establishment's overall rate, worth checking the year-by-year table below for whether a single severe year is driving the average, rather than a sustained trend.

Summed across those 3 reporting years, Cooperativa Ahorro Y Credito Aguada recorded 8 total injuries and illnesses, with no fatalities reported in any of those years. Readers comparing establishments should weigh the 3-year trend above alongside establishment size, since a larger workforce naturally accumulates more raw incidents even at a lower per-100-worker rate.

Verify This Employer with OSHA

The 8 injuries, 10 illnesses shown on this page for Cooperativa Ahorro Y Credito Aguada are sourced from its own 3 years of mandatory OSHA Form 300A summaries. Cross-check the underlying establishment record directly against the federal source, name, NAICS classification, recordable case totals, and inspection history are all searchable on OSHA's Establishment-Specific Injury and Illness Data system.

Verify on OSHA Establishment Search

Source: U.S. Department of Labor, OSHA Establishment-Specific Injury and Illness Data. NAICS 522130 - Credit unions.

DART Rate, Transparent Calculation (2020)

What is the DART rate formula?

DART (Days Away, Restricted, or Transferred) is computed by OSHA as incidents × 200,000 ÷ hours worked. The 200,000-hour denominator equals roughly 100 full-time workers, which lets establishments of very different sizes be compared directly.

2 DART incidents × 200,000 ÷ 93,329 hours worked = 4.29 DART

Methodology: 29 CFR 1904, OSHA Form 300A recordkeeping

Cross-Validating Context, Establishment vs Industry vs State

Benchmark TCR Source
Cooperativa Ahorro Y Credito Aguada (this establishment) 11.11 OSHA ITA Form 300A, 3-year avg
State credit unions industry avg 0.50 BLS IIF, NAICS 522130
Puerto Rico state avg (all industries) 4.48 OSHA ITA, state-level rollup

Industry benchmarks: Bureau of Labor Statistics, Injuries, Illnesses, and Fatalities (IIF) program

Reportable Incident Timeline

Year-by-year reportable incidents (recordable injuries + illnesses + fatalities) submitted by Cooperativa Ahorro Y Credito Aguada to OSHA's Injury Tracking Application. Each row anchors to OSHA's inspection records search where you can pull the underlying inspection case numbers and citations for that establishment-year.

Source: OSHA Inspection Information System (IMIS) - inspection case-number records

Year-by-Year Safety Data

Year TCR DART Injuries Illnesses Fatalities
2020 4.3 4.3 1 1 0
2019 20.7 16.9 6 5 0
2018 8.4 6.7 1 4 0

What this grade means for you

Use this grade as a relative read on Cooperativa Ahorro Y Credito Aguada's reported OSHA injury record versus its Credit unions peers, not a verdict on whether any single site is safe today.

  • At 2222% of the Credit unions benchmark, Cooperativa Ahorro Y Credito Aguada reports more injuries than typical peers, ask specifically how the employer is reducing them. Know your rights
  • Judge this record against the wider Credit unions sector, where injury rates vary widely, before comparing it in isolation. See the industry
  • Grades reflect 2016–2024 filings; check the latest establishment record straight from OSHA, or look up a different employer. Look up another

Safety grades reflect employers' self-reported OSHA Form 300A filings from 2016 to 2024 and can lag current conditions. A grade is not a guarantee that any specific workplace is safe or unsafe today. See our methodology and disclaimer.

Frequently Asked Questions

What is Cooperativa Ahorro Y Credito Aguada's safety grade?
Cooperativa Ahorro Y Credito Aguada has a safety grade of F (Failing Safety Record). This grade is based on their average Total Case Rate (TCR) of 11.1 compared to the BLS industry benchmark of 0.5 for Credit unions.
How many injuries has Cooperativa Ahorro Y Credito Aguada reported?
Cooperativa Ahorro Y Credito Aguada has reported 8 total injuries and 0 fatalities across 3 years of OSHA data (2020, 2019, 2018). This data comes from mandatory OSHA Injury Tracking Application (ITA) reports.

Similar Employers

Matched by safety record across the industry, by workforce size within Puerto Rico, and by nearby establishments in Aguada - a different peer set than the category browse links below.

Similar TCR (~11.1)

Similar size (~59 workers)

Nearby in Aguada

Data Source: OSHA Injury Tracking Application (ITA), mandatory establishment-level injury/illness reports. Grades compare employer Total Case Rate (TCR) to BLS IIF industry benchmarks. Data covers years reported by this establishment: 2020, 2019, 2018. This is publicly available government data - not a legal determination of workplace conditions.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainSafetyScore Editorial

Every figure and grade on PlainSafetyScore is computed directly from OSHA's published Injury Tracking Application data and BLS industry benchmarks, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these safety grades, or report a data error. Data current as of 2016-2024 OSHA ITA release.