Insurance underwriting, life, direct · Alabama
National Security Insurance
ELBA, AL · ~79 workers · 2 years of OSHA Injury Tracking Application data.
- D
- Poor Safety Record
- 0.7
- Avg TCR
- 0.5
- Industry avg
- 0
- Fatalities
The verdict
National Security Insurance runs at 138% of its industry's injury rate - more dangerous than the typical Insurance underwriting, life, direct workplace, earning a grade D.
- D
- Poor Safety Record
- 0.7
- avg TCR · per 100 workers
- 0.5
- industry benchmark (BLS)
- 1
- recordable injuries tracked
Grade compares National Security Insurance's OSHA Total Case Rate to the BLS industry benchmark across 2 years of Form 300A filings (2016–2024).
Injury rate over time
National Security Insurance's yearly Total Case Rate, against the 0.5 industry benchmark.
Total Case Rate (recordable injuries per 100 full-time workers), OSHA ITA Form 300A. Industry benchmark: BLS IIF, NAICS 524113.
Where National Security Insurance falls in its industry
23 Insurance underwriting, life, establishmentsSafer than 17% of graded establishments in this industry, whose median TCR is 0.0.
National Security Insurance has an average TCR of 0.7, which is 138% of the industry average (0.5) for Insurance underwriting, life, direct. This is worse than average.
Safety Insights for National Security Insurance
National Security Insurance operates an establishment with approximately 79 full-time equivalent workers in ELBA, AL, classified under the Insurance underwriting, life, direct industry (NAICS 524113). Across 2 years of mandatory OSHA Injury Tracking Application (ITA) reporting, this employer has accumulated 1 recordable injuries, 0 occupational illnesses, and 0 workplace fatalities. The average Total Case Rate (TCR) of 0.7 injuries per 100 full-time workers per year provides the anchor metric for the D letter grade (Poor Safety Record).
Benchmarked against the Bureau of Labor Statistics industry average of 0.5 for Insurance underwriting, life, direct, National Security Insurance's workforce experiences 138% of the typical injury burden. This ratio matters because TCR already normalizes for hours worked, a 200,000-hour exposure base equals roughly 100 full-time workers, so establishments with very different headcounts can be compared directly. A TCR above the benchmark flags a higher-than-typical risk profile for jobseekers, insurers, and enforcement agencies to examine.
Multi-year trend analysis is the single most reliable signal here: a one-year spike could reflect a single severe event, whereas sustained elevation across 2 reporting cycles points to systemic hazard exposure. Readers evaluating National Security Insurance as an employer, contractor, investment, or regulatory target should examine the yearly DART rate (days away, restricted, or transferred), the fatality count of 0, and any year-over-year deterioration shown in the table below. All figures come directly from employer-submitted OSHA Form 300A summaries, there is no modeling, estimation, or third-party adjustment layered on top of the government data.
Verify This Employer with OSHA
All injury, illness, and fatality figures on this page are sourced from National Security Insurance's own mandatory OSHA Form 300A summaries. Cross-check the underlying establishment record directly against the federal source, name, NAICS classification, recordable case totals, and inspection history are all searchable on OSHA's Establishment-Specific Injury and Illness Data system.
Verify on OSHA Establishment SearchSource: U.S. Department of Labor, OSHA Establishment-Specific Injury and Illness Data. NAICS 524113 - Insurance underwriting, life, direct.
DART Rate, Transparent Calculation (2024)
DART (Days Away, Restricted, or Transferred) is computed by OSHA as incidents × 200,000 ÷ hours worked. The 200,000-hour denominator equals roughly 100 full-time workers, which lets establishments of very different sizes be compared directly.
0 DART incidents × 200,000 ÷ 145,024 hours worked = 0.00 DART
Methodology: 29 CFR 1904, OSHA Form 300A recordkeeping
Cross-Validating Context, Establishment vs Industry vs State
| Benchmark | TCR | Source |
|---|---|---|
| National Security Insurance (this establishment) | 0.69 | OSHA ITA Form 300A, 2-year avg |
| Fraternal life insurance organizations industry avg | 0.50 | BLS IIF, NAICS 524113 |
| Alabama state avg (all industries) | 4.09 | OSHA ITA, state-level rollup |
Industry benchmarks: Bureau of Labor Statistics, Injuries, Illnesses, and Fatalities (IIF) program
Reportable Incident Timeline
Year-by-year reportable incidents (recordable injuries + illnesses + fatalities) submitted by National Security Insurance to OSHA's Injury Tracking Application. Each row anchors to OSHA's inspection records search where you can pull the underlying inspection case numbers and citations for that establishment-year.
- 2024: 1 reportable incidents · 1 injuries, 0 illnesses, 0 fatalities - OSHA inspection records (case numbers)
- 2023: 0 reportable incidents · 0 injuries, 0 illnesses, 0 fatalities - OSHA inspection records (case numbers)
Source: OSHA Inspection Information System (IMIS) - inspection case-number records
Year-by-Year Safety Data
| Year | TCR | DART | Injuries | Illnesses | Fatalities |
|---|---|---|---|---|---|
| 2024 | 1.4 | 0.0 | 1 | 0 | 0 |
| 2023 | 0.0 | 0.0 | 0 | 0 | 0 |
What this grade means for you
Use this grade as a relative read on National Security Insurance's reported OSHA injury record versus its Insurance underwriting, life, direct peers, not a verdict on whether any single site is safe today.
- At 138% of the Insurance underwriting, life, direct benchmark, National Security Insurance reports more injuries than typical peers, ask specifically how the employer is reducing them. Know your rights
- Judge this record against the wider Insurance underwriting, life, direct sector, where injury rates vary widely, before comparing it in isolation. See the industry
- Grades reflect 2016–2024 filings; check the latest establishment record straight from OSHA, or look up a different employer. Look up another
Safety grades reflect employers' self-reported OSHA Form 300A filings from 2016 to 2024 and can lag current conditions. A grade is not a guarantee that any specific workplace is safe or unsafe today. See our methodology and disclaimer.
Frequently Asked Questions
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