Insurance fund, third party administrative services (except claims adjusting only) · North Dakota

Discovery Benefits

Fargo, ND · ~845 workers · 2 years of OSHA Injury Tracking Application data.

D
Poor Safety Record
1.0
Avg TCR
0.5
Industry avg
0
Fatalities
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The verdict

Discovery Benefits runs at 198% of its industry's injury rate - more dangerous than the typical Insurance fund, third party administrative services (except claims adjusting only) workplace, earning a grade D.

Discovery Benefits: 1.0 TCR = 198% of Insurance fund, third party administrative services (except claims adjusting only) BLS 0.5 · 2y Form 300A (see methodology below)

Discovery Benefits safety composite

Discovery Benefits scores strongest on fatalities (safer than 50% of same-industry peers) and weakest on dart rate (safer than 31%), blended into one 0-100 breakdown against same-industry peers. A missing measure drops out and redistributes its weight rather than deflating the score. This is a per-dimension breakdown, distinct from the single letter grade above it (which weights TCR alone against the BLS industry benchmark).

D

39/100

Percentile-weighted across 3 of 3 measures

Total Case Rate (TCR)
D 0.99 per 100 workers

Safer than 38% of industry peers

DART rate
F 0.23 per 100 workers

Safer than 31% of industry peers

Fatalities
D 0

Safer than 50% of industry peers

Benchmarked live against every credibly-rated employer in the same NAICS industry code in the current OSHA extract (a segment must have at least 8 rated peers to benchmark). Not a legal or compliance determination; PlainSafetyScore's own weighting (TCR 40%, DART 35%, fatalities 25%).

Rising injury rate

Discovery Benefits: 0.6 → 1.4 TCR

Peak year 2019 @ 1.4 TCR · DART/TCR 0.23× in 2019

Discovery Benefits's TCR rose 0.8 from 0.6 in 2018 to 1.4 in 2019. In 2019, DART was 0.23× this establishment's average TCR (severity share of cases).

OSHA ITA Form 300A scorecard

Establishment book 524292 · Fargo, ND ABOVE-IND · MID

Grade D · TCR 1.0 · 198% of ind

  • DART 0.2 DART
  • RANK P38
  • PHOTO Lifetime Benefit Sol…
  • BOOK 2y book
  • INJ 17 inj
  • SIZE ~845 FTE

Nearest TCR peer: Lifetime Benefit Solutions - Techniplex (0.1 TCR gap)

Read with this employer → · Industry book → · North Dakota employers → · Look up another →

Discovery Benefits in the TCR neighbourhood

Average Total Case Rate among this establishment and nearest same-industry peers

TCR

What this shows Discovery Benefits averages 1.0 TCR (198% of the Insurance fund, third party administrative services (except claims adjusting only) BLS benchmark).

Source U.S. Department of Labor, OSHA Injury Tracking Application (Form 300A) As of 2026-08-25

Discovery Benefits TCR series: 2018=0.6 · 2019=1.4 · BLS 0.5

Where Discovery Benefits falls in its industry

21 Insurance fund, third party ad establishments

Safer than 38% of graded establishments in this industry, whose median TCR is 0.8.

More dangerous than peersSafer than peers
Discovery Benefits (845 employees, TCR 1.0) among 15 same-industry peers, split at the industry median of 133 employees and a TCR of 0.8 2×2 strategic matrix plotting 16 entities by Average employees (X) and Total Case Rate (Y), with a crosshair dividing the plot into four quadrants. Larger & higher-riskSmaller & higher-riskLarger & saferSmaller & safer than peers 01,0002,0003,0004,000 01234 Average employees Total Case Rate Discovery Benefits
Discovery Benefits (845 employees, TCR 1.0) among 15 same-industry peers, split at the industry median of 133 employees and a TCR of 0.8

Discovery Benefits has more employees than the Insurance fund, third party administrati median and a higher injury rate than the industry's median TCR of 0.8. Workforce size and injury rate do not always move together within the same industry -- some of its smaller peers run higher rates than its larger ones, and vice versa.

Year-by-Year Safety Data

Year TCR DART Injuries Illnesses Fatalities
2019 1.4 0.2 12 0 0
2018 0.6 0.0 5 0 0

OSHA ITA peer cross-reference

Establishment peer ledger

524292 · ND · Fargo

21 Insurance fund, third party administrative services (except claims adjusting only) employers nationwide with a credible TCR · 1,696 rated employers in North Dakota with headcount on file · 415 employers in Fargo, ND · 4 cross-state NAT-TCR peers · 4 cross-state NAT-SIZE peers. Closest matches by relationship code are listed below.

Rel Establishment Metric
NAICS-TCR Lifetime Benefit Solutions - Techniplex 1.0 TCR
NAICS-TCR PHEONIX - UNIVERSITY DR 0.9 TCR
NAICS-TCR Hometown Health/Insurance Board 500 + 510 1.1 TCR
NAICS-TCR MEBA Medical and Benefits Plan 1.2 TCR
STATE-SIZE ND,BISMARCK - Medical Center Campus - Offices of Physicians (except Mental Health Specialists) 867 FTE
STATE-SIZE John Deere Electronic Solutions 820 FTE
STATE-SIZE LM Wind Power 907 FTE
STATE-SIZE John Deere Intelligent Solutions Group 922 FTE
CITY-NEAR ND,Fargo-Medical Center-General Medical And Surgical Hospitals 2,963 FTE
CITY-NEAR ND,FARGO - North Medical Center Campus - General Medical and Surgical Hospitals 2,722 FTE
CITY-NEAR ND,FARGO - Fargo Medical Center Campus - General Medical and Surgical Hospitals 2,568 FTE
CITY-NEAR ND,Fargo-Broadway Hospital-General Medical And Surgical Hospitals 2,547 FTE
NAT-TCR Stryver Manufacturing, Inc. 1.0 TCR
NAT-TCR iFLY Corporate Support Center 1.0 TCR
NAT-TCR Champaign, IL 1.0 TCR
NAT-TCR Palatec Mfg Inc 1.0 TCR
NAT-SIZE 4813-48130002-Encore Chicago 845 FTE
NAT-SIZE Alton Community Unit School District No. 11 845 FTE
NAT-SIZE Collectors Universe 845 FTE
NAT-SIZE Ho-Chunk Gaming - Wisconsin Dells 845 FTE

Rel codes: NAICS-TCR · STATE-SIZE · CITY-NEAR · NAT-TCR/NAT-SIZE cross-state. Read with this employer →

Data Source: OSHA Injury Tracking Application (ITA), mandatory establishment-level injury/illness reports. Grades compare employer Total Case Rate (TCR) to BLS IIF industry benchmarks. Data covers years reported by this establishment: 2019, 2018. This is publicly available government data - not a legal determination of workplace conditions.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from official public datasets. See our methodology for details.