Insurance fund, third party administrative services (except claims adjusting only) · North Dakota
Discovery Benefits
Fargo, ND · ~845 workers · 2 years of OSHA Injury Tracking Application data.
- D
- Poor Safety Record
- 1.0
- Avg TCR
- 0.5
- Industry avg
- 0
- Fatalities
The verdict
Discovery Benefits runs at 198% of its industry's injury rate - more dangerous than the typical Insurance fund, third party administrative services (except claims adjusting only) workplace, earning a grade D.
- D
- Poor Safety Record
- 1.0
- avg TCR · per 100 workers
- 0.5
- industry benchmark (BLS)
- 17
- recordable injuries tracked
Grade compares Discovery Benefits's OSHA Total Case Rate of 1.0 to the Insurance fund, third party administrative services (except claims adjusting only) BLS benchmark of 0.5 (198% of benchmark) across 2 years of Form 300A filings (2016–2024). <a href="/methodology">See methodology</a> for reporting-limitation caveats.
Injury rate over time
Discovery Benefits's yearly Total Case Rate, against the 0.5 industry benchmark.
Where Discovery Benefits falls in its industry
53 Insurance fund, third party ad establishmentsSafer than 15% of graded establishments in this industry, whose median TCR is 0.0.
Trend analysis for Discovery Benefits
Between 2018 and 2019, Discovery Benefits's Total Case Rate worsened from 0.6 to 1.4 recordable injuries per 100 full-time workers, a 132% increase across 1 year of OSHA reporting.
The safest year on record was 2018, at a TCR of 0.6, while 2019 saw the highest rate, at 1.4, a spread of 0.8 points between the best and worst reporting years. That's a wide swing relative to the establishment's overall rate, worth checking the year-by-year table below for whether a single severe year is driving the average, rather than a sustained trend.
Summed across those 2 reporting years, Discovery Benefits recorded 17 total injuries and illnesses, with no fatalities reported in any of those years. Readers comparing establishments should weigh the 2-year trend above alongside establishment size, since a larger workforce naturally accumulates more raw incidents even at a lower per-100-worker rate.
Verify This Employer with OSHA
The 17 injuries shown on this page for Discovery Benefits are sourced from its own 2 years of mandatory OSHA Form 300A summaries. Cross-check the underlying establishment record directly against the federal source, name, NAICS classification, recordable case totals, and inspection history are all searchable on OSHA's Establishment-Specific Injury and Illness Data system.
Verify on OSHA Establishment SearchSource: U.S. Department of Labor, OSHA Establishment-Specific Injury and Illness Data. NAICS 524292 - Insurance fund, third party administrative services (except claims adjusting only).
DART Rate, Transparent Calculation (2019)
What is the DART rate formula?
DART (Days Away, Restricted, or Transferred) is computed by OSHA as incidents × 200,000 ÷ hours worked. The 200,000-hour denominator equals roughly 100 full-time workers, which lets establishments of very different sizes be compared directly.
2 DART incidents × 200,000 ÷ 1,723,061 hours worked = 0.23 DART
Methodology: 29 CFR 1904, OSHA Form 300A recordkeeping
Cross-Validating Context, Establishment vs Industry vs State
| Benchmark | TCR | Source |
|---|---|---|
| Discovery Benefits (this establishment) | 0.99 | OSHA ITA Form 300A, 2-year avg |
| Employee benefit plans, third-party administrative processing services industry avg | 0.50 | BLS IIF, NAICS 524292 |
| North Dakota state avg (all industries) | 4.66 | OSHA ITA, state-level rollup |
Industry benchmarks: Bureau of Labor Statistics, Injuries, Illnesses, and Fatalities (IIF) program
Reportable Incident Timeline
Year-by-year reportable incidents (recordable injuries + illnesses + fatalities) submitted by Discovery Benefits to OSHA's Injury Tracking Application. Each row anchors to OSHA's inspection records search where you can pull the underlying inspection case numbers and citations for that establishment-year.
- 2019: 12 reportable incidents · 12 injuries, 0 illnesses, 0 fatalities - OSHA inspection records (case numbers)
- 2018: 5 reportable incidents · 5 injuries, 0 illnesses, 0 fatalities - OSHA inspection records (case numbers)
Source: OSHA Inspection Information System (IMIS) - inspection case-number records
Year-by-Year Safety Data
| Year | TCR | DART | Injuries | Illnesses | Fatalities |
|---|---|---|---|---|---|
| 2019 | 1.4 | 0.2 | 12 | 0 | 0 |
| 2018 | 0.6 | 0.0 | 5 | 0 | 0 |
What this grade means for you
Use this grade as a relative read on Discovery Benefits's reported OSHA injury record versus its Insurance fund, third party administrative services (except claims adjusting only) peers, not a verdict on whether any single site is safe today.
- At 198% of the Insurance fund, third party administrative services (except claims adjusting only) benchmark, Discovery Benefits reports more injuries than typical peers, ask specifically how the employer is reducing them. Know your rights
- Judge this record against the wider Insurance fund, third party administrative services (except claims adjusting only) sector, where injury rates vary widely, before comparing it in isolation. See the industry
- Grades reflect 2016–2024 filings; check the latest establishment record straight from OSHA, or look up a different employer. Look up another
Safety grades reflect employers' self-reported OSHA Form 300A filings from 2016 to 2024 and can lag current conditions. A grade is not a guarantee that any specific workplace is safe or unsafe today. See our methodology and disclaimer.
Frequently Asked Questions
What is Discovery Benefits's safety grade?
How many injuries has Discovery Benefits reported?
Similar Employers
Matched by safety record across the industry, by workforce size within North Dakota, and by nearby establishments in Fargo - a different peer set than the category browse links below.
Similar TCR (~1.0)
Similar size (~845 workers)
Nearby in Fargo
- ND,Fargo-Medical Center-General Medical And Surgical Hospitals 2,963 workers
- ND,FARGO - North Medical Center Campus - General Medical and Surgical Hospitals 2,722 workers
- ND,FARGO - Fargo Medical Center Campus - General Medical and Surgical Hospitals 2,568 workers
- ND,Fargo-Broadway Hospital-General Medical And Surgical Hospitals 2,547 workers
Read our methodology - how this data is sourced, computed, and verified.
Every figure and grade on PlainSafetyScore is computed directly from OSHA's published Injury Tracking Application data and BLS industry benchmarks, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these safety grades, or report a data error. Data current as of 2016-2024 OSHA ITA release.